<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.charlottenccommercial.com/blogs/tag/Insurance/feed" rel="self" type="application/rss+xml"/><title>Charlotte NC Commercial - Blog #Insurance</title><description>Charlotte NC Commercial - Blog #Insurance</description><link>https://www.charlottenccommercial.com/blogs/tag/Insurance</link><lastBuildDate>Fri, 17 Apr 2026 14:23:13 -0700</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[The Versatile Real Estate Option]]></title><link>https://www.charlottenccommercial.com/blogs/post/the-versatile-real-estate-option</link><description><![CDATA[In this issue The Versatile Real Estate Option ​An option on real estate is an extremely versatile investment tool that comes in a variety of form ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_QnOkAGyhRDiDnMXxicMPwA" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_Pva3gjtNRfWGBs3A2gFBUQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_diebVwnnQOWsskz1AKFBCg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_CJru-S_6QZGJ-2xGjYjjsA" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center " data-editor="true"><div>In this issue <ul><li>The Versatile Real Estate Option</li></ul> ​An option on real estate is an extremely versatile investment tool that comes in a variety of forms that can be used for a variety of purposes. The primary use of the option is that it gives the optionee (the party holding the option) control over property (in the sense of the right to buy it) for very little cash. It gives the most leverage and conserves cash, both very desirable for investors. An option gives the holder the right to buy a specific parcel of real estate at a specified price, on specified terms within a specified period...<a href="http://www.charlottencproperty.com/newsletter/comjan2023.pdf" title="January 2023 Newsletter" target="_blank">(more)</a><ul><li>Percentage Lease And The Seasonal Business</li></ul> The choice of the type of lease for commercial space leased by a retail business is usually a percentage lease, meaning that the rental amount is determined as a percentage of the gross receipts of the business. The investor-landlord, in effect, takes a stake in the success of the tenant’s business and shares its ups and downs...<a href="http://www.charlottencproperty.com/newsletter/comjan2023.pdf" title="January 2023 Newsletter" target="_blank">(more)</a><ul><li>Condos – Developments And Conversions</li></ul> Most anything that can be subdivided to be sold or rented can be developed or converted to condominiums. When we say “condo” maybe the apartment might come to mind first. Then, you may think of the commercial office building that was converted to condominium offices...<a href="http://www.charlottencproperty.com/newsletter/comjan2023.pdf" title="January 2023 Newsletter" target="_blank">(more)</a><ul><li>Changes In Shopping Centers</li></ul> Shopping centers have been changing. Increased spending power in the population is supporting new mall construction and the renovation of existing centers. Now the newer and renovated centers are becoming more mixed use, with hotels and office buildings being incorporated into the plans. Larger malls are providing more than just shopping. We are seeing more cultural attractions, medical clinics, health clubs, spas, and other facilities locating there....<a href="http://www.charlottencproperty.com/newsletter/comjan2023.pdf" title="January 2023 Newsletter" target="_blank">(more)</a><ul><li>Owners And Tenants Must Have Insurance</li></ul> Insurance coverage must be addressed by both landlords and commercial tenants. For the run-of-the-mill daily problems, a landlord must have the maximum coverage for the building and the tenant’s leases. The tenant must cover the business with coverage that will protect his business.....<a href="http://www.charlottencproperty.com/newsletter/comjan2023.pdf" title="January 2023 Newsletter" target="_blank">(more)</a><ul> Click Here For This Months Newsletter </ul></div></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Sun, 01 Jan 2023 19:36:57 -0500</pubDate></item><item><title><![CDATA[Real Estate Options- A Powerful Investment Tool]]></title><link>https://www.charlottenccommercial.com/blogs/post/real-estate-options-a-powerful-investment-tool</link><description><![CDATA[This month's newsletter has just been released! Check out the latest tips for tenants and users of commercial real estate space. In this issue Cond ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_6CDWGozdQHen7gA6dAW7Yw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_wdANEQkOSnay9mkELepGDA" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_bAzihSH7RqWwTcHWUQO_gg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_5NZ5ACeKSpGOTkP-vsWJHw" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center " data-editor="true"><div>This month's newsletter has just been released! Check out the latest tips for tenants and users of commercial real estate space. In this issue <ul><li>Condos – Developments And Conversions</li></ul> Most anything that can be subdivided to be sold or rented can be developed or converted to condominiums. When we say “condo” maybe the apartment might come to mind first. Then, you may think of the commercial office building that was converted to condominium offices. Less common are the other, unusual types of condo developments such as condo parking garages, boat marinas, and other properties that are usually rented. Here are examples.....<a href="http://www.charlottencproperty.com/newsletter/comjan2021.pdf" title="January 2021 Newsletter" target="_blank">(more)</a><ul><li>Real Estate Options- An Investment Tool</li></ul> ​​​​​​​​​​​​An option on real estate is an extremely versatile investment tool that comes in a variety of forms that can be used for a variety of purposes. The primary use of the option is that it gives the optionee (the party holding the option) control over property (in the sense of the right to buy it) for very little cash. It gives the most leverage and conserves cash, both very desirable for investors. An option gives the holder the right to buy a specific parcel of real estate at a specified price, on specified terms within a specified period. An option can be compared to (1) a contract of sale with a liquidated damage clause, (2) a sale with a nonrecourse purchase money mortgage, and (3) a lease containing an option to purchase......<a href="http://www.charlottencproperty.com/newsletter/comjan2021.pdf" title="January 2021 Newsletter" target="_blank">(more)</a><ul><li>​​​​Percentage Lease And The Seasonal Business</li></ul> The choice of the type of lease for commercial space leased by a retail business is usually a percentage lease, meaning that the rental amount is determined as a percentage of the gross receipts of the business. The investor-landlord, in effect, takes a stake in the success of the tenant’s business and shares its ups and downs. Whether it is a hardware store, a furniture store, an ice cream and confections store, a supermarket, or a variety store, the percentage rental will depend on the turnover of merchandise, the margin of profit, and the cost of operating the business......<a href="http://www.charlottencproperty.com/newsletter/comjan2021.pdf" title="January 2021 Newsletter" target="_blank">(more)</a><ul><li>Changes In Shopping Centers</li></ul> Shopping centers have been changing. Increased spending power in the population is supporting new mall construction and the renovation of existing centers. Now the newer and renovated centers are becoming more mixed use, with hotels and office buildings being incorporated into the plans. Larger malls are providing more than just shopping. We are seeing more cultural attractions, medical clinics, health clubs, spas, and other facilities locating there......<a href="http://www.charlottencproperty.com/newsletter/comjan2021.pdf" title="January 2021 Newsletter" target="_blank">(more)</a><li>Owners And Tenants Must Have Insurance</li> ​​Insurance coverage must be addressed by both landlords and commercial tenants. For the run-of-the-mill daily problems, a landlord must have the maximum coverage for the building and the tenant’s leases. The tenant must cover the business with coverage that will protect his business. What if you have a small disaster that is easily repaired, but you lose a tenant because he was not covered for the damage inside the business?......<a href="http://www.charlottencproperty.com/newsletter/comjan2021.pdf" title="January 2021 Newsletter" target="_blank">(more)</a><ul> Click Here For This Months Newsletter </ul></div></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 08 Jan 2021 20:49:42 -0500</pubDate></item><item><title><![CDATA[Why Options Are Versatile Investment Tools]]></title><link>https://www.charlottenccommercial.com/blogs/post/why-options-are-versatile-investment-tools</link><description><![CDATA[This month's newsletter has just been released! Check out the latest tips for tenants and users of commercial real estate space. In this issue Get ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_8Ru5TJWZTxG8kq2JtRWLVw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_BHAVqyA3SeGgr-DJRN6izQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_-wd7wCTcSWa-1fu26BqWgA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_vmxEkuEmRoSlen2AfiP8lQ" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center " data-editor="true"><div>This month's newsletter has just been released! Check out the latest tips for tenants and users of commercial real estate space. In this issue <ul><li>Get Information Before Investing In Apartments</li></ul> Apartment properties throughout the country are the most sought after rentals. Assisting new buyers with the purchase of a residential rental is the job of the commercial broker. When you are looking at different properties, we will furnish full information on existing and potential loans, income, expenses, etc., to help you make the right choice. .....<a href="http://www.charlottencproperty.com/newsletter/comjan2019.pdf" title="January 2019 Newsletter" target="_blank">(more)</a><ul><li>Insurance Covered By Owners &amp; Tenants</li></ul> Insurance coverage must be addressed by both landlords and commercial tenants. For the run-of-the-mill daily problems, a landlord must have the maximum coverage for the building and the tenant’s leases. The tenant must cover the business with coverage that will protect it. What if you have a small disaster that is easily repaired, but you lose a tenant because he was not covered for the damage inside the business? ..<a href="http://www.charlottencproperty.com/newsletter/comjan2019.pdf" title="January 2019 Newsletter" target="_blank">(more)</a><ul><li>Options – Versatile Investment Tools/li&gt;</li></ul> An option on real estate is an extremely versatile investment tool that comes in a variety of forms that can be used for a variety of purposes. The primary use of the option is that it gives the optionee (the party holding the option) control over property (in the sense of the right to buy it) for very little cash. It gives the most leverage and conserves cash, both very desirable for investors. An option gives the holder the right to buy a specific parcel of real estate at a specified price, on specified terms within a specified period. An option can be compared to (1) a contract of sale with a liquidated damage clause, (2) a sale with a nonrecourse purchase money mortgage, and (3) a lease containing an option to purchase.....<a href="http://www.charlottencproperty.com/newsletter/comjan2019.pdf" title="January 2019 Newsletter" target="_blank">(more)</a><ul><li>​Shopping Centers – More Popular Than Ever</li></ul> Shopping centers have been changing. Increased spending power in the population is supporting new mall construction and the renovation of existing centers. Now the newer and renovated centers are becoming more mixed use, with hotels and office buildings being incorporated into the plans. Larger malls are providing more than just shopping. We are seeing more cultural attractions, medical clinics, health clubs, spas, and other facilities locating there.....<a href="http://www.charlottencproperty.com/newsletter/comjan2019.pdf" title="January 2019 Newsletter" target="_blank">(more)</a><ul><li>Commercial Real Estate Representation</li></ul> When you have searched for new real estate investment opportunities, with values that have been changing, you know that finding and evaluating them is becoming more sophisticated and complex. More investors are turning to real estate consultants as a means of providing a sounding board for their ideas as well as expertise in the planning and construction stages for their projects. Today’s investor in real estate must have a grasp of market conditions and potential that is usually beyond their own available time to attain. Investors need assurance about the true condition of the market. With increased competition, the market place is becoming more complicated....<a href="http://www.charlottencproperty.com/newsletter/comjan2019.pdf" title="January 2019 Newsletter" target="_blank">(more)</a><ul> Click Here For This Months Newsletter </ul></div></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 01 Jan 2019 17:09:47 -0500</pubDate></item></channel></rss>