<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.charlottenccommercial.com/blogs/tag/Lending/feed" rel="self" type="application/rss+xml"/><title>Charlotte NC Commercial - Blog #Lending</title><description>Charlotte NC Commercial - Blog #Lending</description><link>https://www.charlottenccommercial.com/blogs/tag/Lending</link><lastBuildDate>Fri, 17 Apr 2026 14:25:33 -0700</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[A Complete Commercial Loan Request Package]]></title><link>https://www.charlottenccommercial.com/blogs/post/a-complete-commercial-loan-request-package</link><description><![CDATA[In this issue A Complete Loan Request Package When preparing a loan request package for presentation to the lender, the real estate borrower must be as ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_GUkBIlvhQQ6WLCHPng2Ckw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_uE6gZOXDQKaNwN5rZ3Hf9A" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_1teJ8X_tTXyGehB2PkfIFw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_pCK7sa_dRzGhfsyba5804A" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><div style="text-align:left;"><ul><p>In this issue</p><p><strong><span>A Complete Loan Request Package</span></strong></p><p></p><div></div><p></p><div>When preparing a loan request package for presentation to the lender, the real estate borrower must be as complete as possible the first time. Insufficient, imprecise, or incorrect data in a loan request package can mean a rejection for an otherwise attractive real estate loan.&nbsp; &nbsp;Following are suggestions on things to include with the loan request package......<a href="http://www.charlottencproperty.com/newsletter/comaug2025.pdf" title="August 2025 Newsletter" target="_blank" rel="">(more)</a></div><p><br/></p><p><strong><span>The Future Buyer For A Commercial Property</span></strong></p><p></p><div><div>If you are new to investing in income property, you may have made a choice in advance of the type of investment property that you wish to own. There are many good types of investment properties: apartments, office buildings, shopping centers, high rise parking garages in downtown areas, warehouses, resort rentals and many others.&nbsp; &nbsp;Each of these takes a different type of management. Any and all should be under professional management during your ownership. Good management will ensure a profit for you when the investment is sold.......<a href="http://www.charlottencproperty.com/newsletter/comjune2025.pdf" title="June 2025 Newsletter" target="_blank"></a><a href="http://www.charlottencproperty.com/newsletter/comaug2025.pdf" target="_blank" rel="">(more)</a></div></div><a href="http://www.charlottencproperty.com/newsletter/comjune2025.pdf" title="June 2025 Newsletter" target="_blank"></a><p></p><p><br/></p><p><strong><span>Maintenance–Routine Rather than Emergency</span></strong></p><p><span>Maintenance of any rental building, either residential or commercial, should be handled as much as possible as a routine rather than an emergency. Preventative maintenance must be performed on a regular basis to keep the level of service at the property high and to reduce equipment breakdowns and service interruptions. Toward this end, the maintenance staff and on-site manager should make regular inspections for the repair and replacement of items before problems occur. Preventative maintenance reduces the number of emergencies by anticipating wear and tear that the property, buildings and equipment will undergo.</span>......<a href="http://www.charlottencproperty.com/newsletter/comjune2025.pdf" title="June 2025 Newsletter" target="_blank"></a><a href="http://www.charlottencproperty.com/newsletter/comaug2025.pdf" target="_blank" rel="">(more)</a></p><p><a href="http://www.charlottencproperty.com/newsletter/comjune2025.pdf" title="June 2025 Newsletter" target="_blank"></a></p><p><br/></p><p><strong><span>A Few Energy Saving Tips</span></strong></p><p></p><div><div>Conserving energy is important to everyone. Not only does energy conservation save consumers and businesses money, it saves precious resources for future use.&nbsp;</div><div>Saving energy is much easier than many people think. Insulating homes and commercial buildings, changing to double pane windows, lowering or raising the setting on the thermostat by just a few degrees has a significant impact on energy usage......<a href="http://www.charlottencproperty.com/newsletter/comjune2025.pdf" title="June 2025 Newsletter" target="_blank"></a><a href="http://www.charlottencproperty.com/newsletter/comaug2025.pdf" target="_blank" rel="">(more)</a>&nbsp;</div></div><p></p><p><br/></p><p><a href="http://www.charlottencproperty.com/newsletter/comaug2025.pdf" title="Click Here For This Months Newsletter" target="_blank" rel="">Click Here For This Months Newsletter</a></p></ul></div></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 01 Aug 2025 13:31:00 -0400</pubDate></item><item><title><![CDATA[To Lease Or Purchase Commercial Real Estate]]></title><link>https://www.charlottenccommercial.com/blogs/post/to-lease-or-purchase-commercial-real-estate</link><description><![CDATA[In this issue To Lease Or Purchase Commercial Real Estate ​Whatever the kind of property used, the user has the option of purchasing or leasing. S ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm__WXdKCKORX2xDyg1U2fzKg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_Qasaik3sS06piXTgeocJNg" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_7eGQ7iHuRvSqCmpn9oOTeA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_D4YyNZ3sQPW-uycLWvJF8g" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center " data-editor="true"><div>In this issue <ul><li>To Lease Or Purchase Commercial Real Estate</li></ul> ​Whatever the kind of property used, the user has the option of purchasing or leasing. Should you buy the house you live in, or lease it from someone else? With few exceptions, there would be an overwhelming response to “own it”. The benefits weigh heavily toward ownership. With business property, the answer sometimes may be a lease instead......<a href="http://www.charlottencproperty.com/newsletter/commar2025.pdf" title="March 2025 Newsletter" target="_blank">(more)</a><ul><li>Pre-Leasing For Construction Loans</li></ul> Whether it’s a new office building, industrial warehouse, retail shopping center, or high-rise residential apartment building, investors and lenders increasingly demand to see a substantial portion pre-leased before they are willing to put up construction money. Purely speculative construction projects are rare in today’s real estate market.....<a href="http://www.charlottencproperty.com/newsletter/commar2025.pdf" title="March 2025 Newsletter" target="_blank">(more)</a><ul><li>The Suburban Office Building - Primary Acquisition</li></ul> Suburban office buildings remain many investors primary acquisition target. These investors reason that a suburban office building will almost always be a good buy. Careful choices must be made, as there must be a demand for office space in the area and a gradual increase can be made in rents. The long-term demand for office space looks good.....<a href="http://www.charlottencproperty.com/newsletter/commar2025.pdf" title="March 2025 Newsletter" target="_blank">(more)</a><ul><li>Real Estate Investment Consultants</li></ul> When you need professional advice and help in commercial real estate we are experts in values and knowledge of the entire market in this area. If you have been looking for a certain type of property we probably have the full information on several like it already. As your professional commercial real estate advisors, we are in the position to represent you in real estate transactions by setting up sales, exchanges, leases, purchase and sales of options, and management of real estate.....<a href="http://www.charlottencproperty.com/newsletter/commar2025.pdf" title="March 2025 Newsletter" target="_blank">(more)</a> Click Here For This Months Newsletter</div></div>
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